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For More Information

For more information, please contact any of the Financial Strategies professionals from Bearence, listed on our Financial Strategies page. Simply click on their names to send an e-mail, or call them directly. They'll be happy to help.

Business Strategies

  • Executive Bonus Plans
  • Business Continuation Plans
  • Key-Person Plans
  • Split-Dollar Plans
  • Group Carve-Out Plans
  • Salary Continuation
  • Deferred Compensation Plans
  • Executive Benefit Plan Administration
  • Buy-Sell Funding

Annuities

  • Fixed (single premium & immediate)
  • Variable Annuities (immediate & periodic payment)
  • Group Annuities (qualified retirement plans)
  • GMIB (Guaranteed Minimum Income Benefits)

Property & Casualty Insurance

  • Auto & Homeowners Insurance
  • Commercial Liability Insurance
  • Workers' Compensation
  • Overall Risk Analysis
  • Risk Control
  • Claims Management

Risk Management Products & Services

Life Insurance

  • Annually Renewable Term
  • Level Term (5, 10, 15, 20, and 30 year)
  • Universal Life
  • Variable Universal Life
  • Survivorship Variable Universal Life
  • Whole Life
  • Corporate Owned Life (COLI)

Disability & Long-Term Care Planning

  • Individual Disability Incom
  • Group LTD and STD
  • Business Overhead Expense
  • Disability Buyout Protection
  • Individual & Group Long-Term Care
  • Executive Carve-Out LTC

Health Insurance

  • PPO/HMO
  • Indemnity Plans
  • Individual & Group Medical Plans
  • HSA/HR
  • Cafeteria (125) Plans

 

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