In addition to solutions for employers, Bearence also offers programs for individuals. Our experts can provide you and your family with individual risk management, home, and auto coverage.

Market Place


Why should I use the Marketplace?


High-Quality Coverage

All Marketplace plans offer the same set of comprehensive benefits. They cover things like pre-existing conditions, pregnancy, hospitalizations, prescriptions, doctor’s visits and more.



Lower Insurance Costs

Most people will get some help with costs. You may qualify for lower costs on your monthly premiums and out-of-pocket costs. You may be able to get free or low-cost coverage from Medicaid or Children’s Health Insurance Program (CHIP).


Learn more about cost savings on health insurance or Medicaid from Bearence.



West Des Moines, Iowa

1045 76th Street, Suite 4000

West Des Moines, IA 50266

Mendota Heights, Minnesota

2010 Centre Pointe Blvd.

Mendota Heights, MN 55120

Omaha, Nebraska

8204 S. 109th Street

LaVista, NE 68128

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