Our goal is to work in a consultative capacity, assisting in the management of the many risks associated with today's complex business environment.

Why Bearence

Bearence offers access to virtually all insurance markets for commercial lines insurance coverage, giving you the widest range of options toward making the best decisions. Our Risk Consultants will negotiate and provide solutions ranging from traditional coverage to exclusive programs, all designed to minimize risk, lower cost and maximize protection. Whether you require complete and ongoing service in risk management expertise or claims administration, your Bearence team will be there for you.

Bearence Management Group P&C Products:

Risk Management Lines of Coverage

• Commercial Vehicle/Fleet

• Bonds – Bid, Performance, Payment

• Business Income/Interruption

• Business Owners Package

• Casualty Insurance

• Crime

• Directors & Officers Liability

• Employment Practice Liability

• Equipment Breakdown

• Errors & Omissions

• Excess Umbrella

• General Liability

• Liability Consulting

• Loss Control

• Marine Insurance – Ocean Cargo

• Multi-State Programs

• Professional Liability (E&O)

• Property Insurance

• Retention Programs

• Transportation

• Umbrella

• Workers’ Compensation

 

 

Industry Specialization

• Auto Repair Shops

• Bars/Taverns

• Construction

• Contractors

• Dry Cleaners

• Equipment Dealers

• Food Service

• Golf Courses

• Grocery Stores

• Habitational (Owners of Condos,

  Apartment Buildings, Multi-Unit  Dwellings)

• Hardware Stores

• Home Health Care

• Hospitals

• Hotels/Motels/Resorts

• Human/Social Services

• Manufacturers

• Municipalities

• Property Management

• Restaurants

• Retail

• Self Storage

• Schools – Private, Colleges, Charter

  Schools

• Security Companies

• Senior Care

• Tribal

• Waterworks/Sanitation

• Wholesalers

 

 

Specialty

• Claims Advocacy & Management

• Cyber Liability

• Excess & Surplus Lines Market Access

• Global Placement/International Exposures

• International

• Loss Control Services

• Pollution

• Product Recall

• Program Audits & Consultation

• Risk Management Consulting

 

 

West Des Moines, Iowa

1045 76th Street, Suite 4000

West Des Moines, IA 50266

Mendota Heights, Minnesota

2010 Centre Pointe Blvd.

Mendota Heights, MN 55120

Omaha, Nebraska

8204 S. 109th Street

LaVista, NE 68128

Overland Park, Kansas

11020 King Street, Suite 350

Overland Park, KS 66210

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866.509.2499