Is your business protected from unforeseen, crippling risk? Most businesses aren’t. That’s why Bearence is redefining the process you use to review risk coverage.


The truth is, protecting your known exposure to loss with insurance policies may not be the best total approach to safeguard your company from business and financial risk. We help you explore the bigger picture by identifying the connecting risk factors to help you build a stronger program. Our goal is to position you with added tools that enable you to lead your peer group by reducing your overall exposure to unidentified risk.


Bearence has designed products that take a fresh protective examination of risk. These tools help you properly leverage your business in today’s marketplace and reduce the cost associated with risk. Our services range from a specific risk review to an overall business review.


Bearence Management Group Risk Review Services:


Evaluate key risk exposures of your current insurance and safety programs with our business risk review. Various levels and depths of review are available. Bearence will provide recommendations to assist your management team in finding ways to reduce costs and improve exposure to financial loss.


We perform a full audit of your benefits offerings. This comprehensive examination reviews all of your program’s contracts and determines if there are missing elements, redundancies / overlaps, compliance issues, and/or cost savings available with your current programs.


This comprehensive review of Human Resources policies and practices by one of our certified Human Resources professionals will identify your effectiveness and level of compliance with state and federal employment laws and regulations. We will report findings and make recommendations designed to help you build a solid foundation of employment policies and practices.


Reduce down time and future claims by developing a claims management program to identify trouble spots in your operations. Controlling the costs of claims, especially in Workers’ Compensation, will improve productivity, quality, and profitability. We will review your return-to-work program, consider utilization of doctor networks, and help guide a proper accident/injury investigation.


Few businesses have an appropriate process in place to review contracts. Our service will assist you to establish a contract review process, or ensure your current process is adequate. Many contracts legally transfer various types of financial responsibility that can be met through insurance policies, if properly stated and identified. Some contracts transfer this liability unknowingly by the contract parties. Our program will ensure you aren’t caught off-guard.


Bearence provides our clients access to high-quality, online training in the areas of employee safety, human resources, wellness and environmental curriculum. Our unique solution helps you and your company achieve employee training goals. When compared to traditional classroom-based instruction, online training reduces training costs, training time, improves trainee comprehension rates, and provides for consistent, enterprise-wide delivery of training content. With our training center, you will have access to more than 200 employee training courses.

West Des Moines, Iowa

1045 76th Street, Suite 4000

West Des Moines, IA 50266

Mendota Heights, Minnesota

2010 Centre Pointe Blvd.

Mendota Heights, MN 55120

Omaha, Nebraska

8204 S. 109th Street

LaVista, NE 68128

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