In addition to solutions for employers, Bearence also offers programs for individuals. Our experts can provide you and your family with individual risk management, home, and auto coverage.

Supplemental Medical Insurance


Supplemental Medical Insurance can protect your family. Most families don’t think about all of the extra costs associated with hospital stays;


Deductibles and co-insurance amounts


Private room and private duty nurse fees


Extra transportation, lodging or meals


Extra phone calls to friends and relatives


Unexpected child care


You can be better prepared for those unexpected expenses with Supplemental Medical Insurance through Bearence. Not only can the supplemental coverage help pay for things not covered by your primary health insurance policy, but it also has many other advantages.



West Des Moines, Iowa

1045 76th Street, Suite 4000

West Des Moines, IA 50266

Mendota Heights, Minnesota

2010 Centre Pointe Blvd.

Mendota Heights, MN 55120

Omaha, Nebraska

8204 S. 109th Street

LaVista, NE 68128

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