We have put together a variety of cutting-edge specialty products that provide solutions for employers of all sizes. These solutions address a wide assortment of needs, from identity theft to executive benefits and more.

Voluntary Benefit Solutions


A solid communication strategy for employees.

Your employees value choice, flexibility and certainty in their benefits. But, rising health care costs, cost shifting, and the increased role of consumerism have left employees feeling like they have lost the things they value in their core benefit programs.


Voluntary benefits have become increasingly popular in the past few years, because they:


•  Fill the gaps employees believe exist in today’s consumer-driven health programs.

•  All employees to choose whether they want to participate.

•  Offer affordable and stable premiums paid by employees through convenient payroll deduction.

•  Provide guaranteed coverage in many cases.

•  Help you control your organization’s benefit costs.

•  Offer broader benefit selection at no cost to you or the employee.

•  Demonstrate your concern for your employees’ welfare.

•  Improve your employee’s morale and productivity


Communication is the secret to a successful voluntary offering. Studies show that what employees do not understand, they do not value. We will work with you to select the appropriate products and the best enrollment process for your group. Conveniently scheduled group meetings or one-on-one discussions with individuals can ensure that your employees fully understand the benefits offered and how they dovetail into the core benefits. Communication and education are key elements in helping your employees give you credit for the true cost and value of the benefits you provide.


What voluntary benefits are available?


•  Short-term disability

•  Long-term disability

•  Dental

•  Vision

•  Accident

•  Long-term care

•  Cancer

•  Critical illness

•  Various life plans

•  Pre-paid legal

•  Identity theft

•  Limited medical

•  Gap plans

West Des Moines, Iowa

1045 76th Street, Suite 4000

West Des Moines, IA 50266

Mendota Heights, Minnesota

2010 Centre Pointe Blvd.

Mendota Heights, MN 55120

Omaha, Nebraska

8204 S. 109th Street

LaVista, NE 68128

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